This is the performance record for the SmartRetirementInvestor.com E-lert Service had you used it during the entire history of the OTC index.

        S&P        500 Index      E-lert

        1963         6.1%            22.9%

        1964        13.0%           18.6%

        1965         9.1%            45.6%

        1966       -13.1%           17.0%

        1967        20.1%           58.3%

        1968          7.7%           25.2%

        1969       -11.4%           19.5%

        1970        10.0%           28.1%

        1971        10.8%           39.1%

        1972        15.6%           11.9%

        1973       -17.4%           -4.4%

        1974       -29.7%            8.3%

        1975        31.5%           22.8%

        1976        19.1%           20.8%

        1977       -11.5%            4.2%

        1978          1.1%          41.8%

        1979        12.3%          27.2%

        1980        25.8%          41.2%

        1981         -9.7%            7.0%

        1982        14.8%           26.5%

        1983        17.3%           24.2%

        1984         1.4%              6.7%

        1985        26.3%           37.3%

        1986        14.6%           10.9%

        1987         2.0%            26.1%

        1988        12.4%           20.3%

        1989        27.3%           14.7%

        1990        -6.6%            18.1%

        1991        26.3%           26.5%

        1992          4.5%            6.5%

        1993          7.1%            3.9%

        1994         -1.5%            2.7%

        1995        34.1%           26.1%

        1996        20.3%           11.6%

        1997        31.0%           24.9%

        1998        26.7%           47.6%

        1999        19.5%           43.5%

        2000       -10.1%           14.5%

        2001       -13.0%            8.7%

        2002       -23.4%           -3.0%

        2003        21.2%            15.7%

        2004        9.0%                4.4%